For small businesses with limited monthly transactions; this account is non-analyzed and non-interest bearing.

• $100 minimum deposit to open account
• No monthly maintenance fee
• Free Debit MasterCard*
• 50 debit items free ($.25 per debit item in excess)
• 100 deposited items free ($.07 per credit item in excess)
• Negative collected balance charged interest at Wall Street Journal Prime +3%

• $100 minimum deposit to open account
• $10 monthly maintenance fee
• $.07 per on-us item
• $.08 per foreign item
• $.14 per debit item
• $.25 per deposit
• Earnings credit rate based upon the average collected balance less 10%. If account activity exceeds this credit, the difference will be charged to the account.
• Negative collected balance is charged interest at Wall Street Journal Prime +3%

• $100 minimum deposit to open account
• No monthly maintenance fee
• Free Debit MasterCard*
• 20 debit items free ($.25 per debit item in excess)

• $1,500 minimum deposit to open account
• Maintain $1,500 minimum daily balance or $2,500 monthly average balance to avoid $10 monthly maintenance fee
• Limited to six (6) checks per statement cycle, three (3) of which may be by third-party checks; unlimited in-person withdrawals
• Free Debit MasterCard*
• Interest earned on 100% of collected balances
• Variable Interest earned on tiered basis:
  $0 - $4,999
  $5,000 - $24,999
  $25, 000 - $49,999
  $50,000 - $99,999
  $100,000 and over

For individuals, sole proprietors and non-profit organizations.

• $100 minimum deposit to open account
• Maintain $2000 minimum daily balance or $4000 monthly average balance to avoid $10 monthly maintenance fee
• Free Debit MasterCard*
• 50 debit items free ($.25 per debit item in excess)
• 75 deposited items free ($.07 per item in excess)
• Interest will be compounded daily, credited monthly and paid on collected balances less the current reserve requirements
• Variable Interest earned on tiered basis:
  $0 - $4,999
  $5,000 - $24,999
  $25, 000 - $49,999
  $50,000 - $99,999
  $100,000 and over