$100 minimum deposit to open account

Maintain a $100 minimum daily balance to avoid $6 monthly maintenance fee

Interest earned daily; credited monthly

Interest paid on 100% of daily balance

Six (6) free withdrawals or telephone transfers per month, $3 excessive withdrawal fee for any transaction over six per quarter

Terms from 30 days to 5 years

Interest compounded quarterly on 100% of the balance, credited at maturity or at least annually

Interest may be paid quarterly, annually,, or at maturity.

Penalty for early withdrawals

Automatically renewed at interest rate in effect for term of CD, unless otherwise stated